Month: October 2013
My Weekly Devotional – Evict Your Worries
Worry is a squatter; you must evict it.
Paul writes: “For though we walk in the flesh, we do not war according to the flesh. For the weapons of our warfare are not carnal but mighty in God for pulling down strongholds, casting down arguments and every high thing that exalts itself against the knowledge of God, bringing every thought into captivity to the obedience of Christ” (2Co 10:3-5 NKJV).
The weapons God has given you to fight with are greater than the fears you face. But you must know your weapons, keep them in good repair and be able to use them.
“Therefore thus says the Lord God of hosts: ‘Because you speak this word, behold, I will make My words in your mouth fire, and ([your worries] wood, and it shall devour them'” (Jer 5:14 NKJV). When you believe God’s Word with all your heart and begin to speak it in the face of your worries, “it shall devour them.”
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Jack McLaughlin
P.S.
A wealth of information is available here to assist you in your attraction marketing,
online home based business and business opportunity efforts. Visit us today!
http://www.your-daily-income.com
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Obamacare – It’ The Law of the Land (Part 2)
Glitches and all, Obamacare can work if given a chance. But it’s more complicated than your average piece of historic social legislation. That’s in part because the Affordable Care Act has set off a cascade of other changes in the U.S. health insurance industry. “What the ACA has done is put all 300 million-plus Americans in the mode of thinking about health care,” says Jim Winkler, a chief innovation officer at Aon (AON), a London-based company that operates a private insurance exchange in the U.S.
The trickiest part of Obamacare is the awkward combination of private insurance for the rich and public insurance for the poor. The political gene-splicing produced a hippalectryon: half horse, half rooster, and entirely ungainly. Middle- and upper-income families will stick with employer-sponsored health insurance. Poorer Americans will get expanded Medicaid or receive subsidies to purchase private insurance through the new government-sponsored websites known as exchanges.
The problems mainly involve the people who are stuck in between, including low- to moderate-income, full-time employees. They’re poor enough that they would qualify for government subsidies through the exchanges. But Congress wanted to suppress the number of people on exchanges and preserve employer-sponsored health insurance. So the ACA bars people from buying subsidized insurance through an exchange if they have the opportunity to buy affordable insurance through their employers. Some of these workers will be allowed to sign up for benefits in 2014, but they will be kicked off in 2015 when the employer mandate takes effect after a one-year delay. For millions of lower-income Americans, though, receiving insurance through their employers might not seem like a benefit at all, but an obstacle to getting cheaper, potentially better coverage through an exchange.
Those subsidies make all the difference. For a New Jersey family of four earning $50,000, the unsubsidized premium for benchmark coverage (the second-cheapest “silver” plan, covering 70 percent of expected expenses) is $943 a month. After applying a tax credit, the cost drops to $282, according to data released by the government on Sept. 25. President Obama, appealing to the young, healthy, and uninsured that he needs to sign up, said that for some, “you’re going to be able to purchase high-quality health insurance for less than the cost of your cell phone bill.”
One reason congressional Republicans are fighting Obamacare so hard—to the point of threatening a government shutdown—is their fear that once it’s in operation, it will unleash forces that will lead to the expansion of government-subsidized insurance. That fear isn’t unfounded. After all, one obvious way to help the low-income workers who are barred from subsidized coverage would be to change the eligibility rules. That could be done by simply declaring more employer-offered plans unaffordable to their low-income employees. If a company’s offering is declared unaffordable, then the company’s low-income workers would qualify for subsidized insurance. In an e-mail, Dr. Jay Bhattacharya, a professor at Stanford University School of Medicine who wrote about the law in the current issue of Health Affairs, said: “It’s hard for me to predict what Congress will do, but I think there will be a lot of pressure to switch over from people who are put in a tough situation because of the current interpretation.”
Obamacare could also expand if more part-time workers throw in their lot with the exchanges. Currently they’re not eligible for subsidies if they work at a job for 30 hours a week or more. (Their employers are required to offer them coverage.) Raising that threshold to 35 hours a week would relieve employers of responsibility for multitudes of part-time workers—and give the employees a shot at the public subsidies. Even if the law stays as is, some employers may reorganize to get more of their workers below the 30-hour threshold and onto the exchanges.
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Jack McLaughlin
P.S.
A wealth of information is available here to assist you in your attraction marketing,
online home based business and business opportunity efforts. Visit us today!
http://www.your-daily-income.com
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Congratulations to you Bessie for being selected IBO’s FMOTD! Have a blessed evening.
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Jack (JMAC) McLaughlin just posted a new IBO AUTHENTIC Press Release titled Obamacare – It’s the Law of The Land.
How to Launch Your Small Business Successfully
If you are new to entrepreneurship and are a first time small business owner, it can be an overwhelming and confusing task. Starting a new small business does not have to be OVERWHELMING or SCARY if you have a smart plan of action that drives the results you want. To increase your chances of small business success here are 5 “small business success tips” you’ll want to implement immediately.
Get Clear on Your Goals. A small business success plan begins with defining your goals. Your small business should be built on the goals you want to accomplish. Why do you want to launch a business? What do you want to accomplish? What will building a successful business provide for your life? To have more money? To be able to spend more time with kids? To pay your monthly bills? To serve ad help others? In addition to knowing your WHY, you must know the HOW as well. How many “units” will you have to sell or “clients” will you have to acquire to meet your monthly revenue goals.Get A Support System. Your first business will be an experience to say the least and you always want to have a support system of like-minded individuals to lean on. Building a successful business is a process. There will be ups and downs, failures and success and it will be great to have lots of supportive people in your corner. Whether it’s your family or a community of like-minded entrepreneurs, it will be to your benefit to have people who understand your drive, passion and vision.
Be persistent. If your first small business idea doesn’t pan out or you find your progress is slower than you expected, keep pushing forward. Do not give up on your dream of entrepreneurship. If things are not going as planned, it’s not that your idea is not great, it’s that you may just lack the skills, training and marketing know-how to fuel the momentum you need to drive profits.
The most important thing to understand is that small business success takes time, dedication, consistency and a lot of hard work. Be prepared for the ride of your life but always remember the reason behind your decisions to start a business of your own. Your goal is to work smarter, not harder. This will allow you to build a profitable, thriving business that impacts not only your life, but also the lives of others.
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A wealth of information is available here to assist you in your attraction marketing,online home based business and business
http://www.your-daily-income.com
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